Rural Dynamics Programs and Services
Representative Payee services assist beneficiaries manage their finances and benefits successfully. As the only organizational payee service in the region, Rural Dynamics safely provides monthly budgeting and bill payments for those who do not have a reliable friend or family member to assist with financial obligations.
Tax Help Montana (THM) is a coalition of community partners led by RDI, offering free tax preparation and filing services to families and individuals making under $55,000 annually. A primary objective of the Tax Help MT VITA program is to lift families out of poverty through increased access to the EITC. The Earned Income Tax Credit (EITC) has been proven to be the largest and most effective anti-poverty program in the nation. Tax Help Montana implements the federal anti-poverty EITC as a vessel for economic opportunity and income equality .
Montana Economic Opportunity (MEO) VISTA AmeriCorps Program partners with organizations to leverage poverty reduction resources and strengthen community volunteerism throughout Montana. The MEO program currently recruits members and Host Sites with the focus areas of financial literacy, workforce development, affordable housing, food security, veteran services, homelessness, Native American initiatives, and opioid prevention.
Montana Afterschool Alliance (MTAA) serves as the champion for afterschool programming and expanded learning opportunities in the state of Montana. MTAA’s goals are to advocate for sustainable, high quality afterschool programs by convening families, afterschool program providers, schools, business leaders, elected officials, key community stakeholders, and public education agencies committed to improving outcomes for youth and their families.
Montana Assistive Technology Loans (MATL) provide people with disabilities and caregivers an opportunity to purchase assistive technology such as general aid devices, home/vehicle modifications, prosthetics/orthotics, and communication devices. Loans from $0-$1,500 are 0% interest and loans over $1,500 are 3.5% fixed. People of all income levels and credit histories may apply for a loan. *Montana Consumer Loan License MT-C-01020.
Pooled Trusts Medicaid and SSI law permit “(d)(4)(C)” or “pooled trusts” for beneficiaries with special needs. Such trusts pool the resources of many beneficiaries, and those resources are managed by a non-profit – Rural Dynamics. Unlike individual disability trusts, which may be created only for those under age 65, pooled trusts may be for beneficiaries of any age and may be created by the beneficiary.
Financial Education is a key component in our mission to ensure that youth, individuals, and families have the knowledge and tools to reach financial independence. We provide interactive classes and workshops designed to assist in establishing healthy financial habits.
GreenPath Financial Counseling provides a free financial counseling session for everyone who calls. Our professional counselors will listen respectfully and support your needs in debt counseling, debt management, homebuyer counseling, foreclosure prevention, reverse mortgage counseling, bankruptcy support, and student loan counseling.