Housing Counseling

If you find yourself facing foreclosure, open this foreclosure packet which consists of steps, resources, and forms to get you on the right track again. For assistance with this packet or to speak with our certified housing counselors, Click here to schedule your appointment with an RDI professional.  

We provide counseling, education and advice for people renting, current homeowners, and those who want to purchase a home.

RDI Financial Consultants don’t work for the mortgage company. We are a HUD Approved Agency (Department of Housing and Urban Development). Our team is experienced and can assist clients with a variety of housing counseling services. We help people who are behind on payments, preparing to buy a home, or just starting to consider loans or mortgage products for the first time. We also help people who are considering borrowing against their home’s equity.

Owning a home, or borrowing against it, doesn’t have to be intimidating. RDI’s capable, knowledgeable and compassionate housing counseling services include:

Mortgage Delinquency and Foreclosure Prevention Counseling

If you are one of the many Americans facing the challenge of mortgage delinquency, don't wait. Today is the day to explore your options. RDI offers free, confidential counseling to help you deal with your situation. No matter if you are just beginning to get behind or are more seriously delinquent, our HUD certified housing counselors can help you assess your financial situation in person or by phone. We help you rework your budget and contact your lender to develop a plan to address the mortgage delinquency.

If you are not sure where you stand, reveiw the questions below to find out your risk for foreclosure. You owe it to yourself and your family to evaluate your risk and seek help today.

Do any of these sound familiar?

• Realizing that an upcoming payment increase on an adjustable rate mortgage will be too much to handle
• Worrying that increased prices for food and gasoline are making it impossible to get through the month
• Constantly playing catch up with your mortgage payments
• Skipping some bills each month to pay others
• Having trouble sleeping at night because of missed payments

Click here to schedule your appointment with an RDI professional.  

We are licensed in Montana, Wyoming, and Idaho to provide housing counseling. We can provide reverse mortgage counseling or Home Equity Conversion Mortgage (HECM) counseling to residents of all states, except Massachusetts and North Carolina.

First-Time Homebuyers 

Are you ready to buy your first home? We can help you get ready. RDI Financial Consultants will educate you on the home buying process. We can connect you to additional resources and partners that will help you get ready for the requirements and responsibilities of home ownership.

Start preparing for a mortgage in advance. Click here to learn more.

Reverse Mortgage Housing Counseling

Available for homeowners over the age of 62, reverse mortgages use your home's equity to increase monthly income. During your Reverse Mortgage counseling session, RDI Financial Consultants will explain reverse mortgages, analyze your situation, and help you determine if it is an option you should consider. Learn more about this option at our Reverse Mortgage Counseling Center page, click here.

 We can provide reverse mortgage counseling or Home Equity Conversion Mortgage (HECM) counseling to residents of all states, except Massachusetts and North Carolina.

Home Equity Loan Housing Counseling 

Home equity loans can look quite enticing when you are searching for a way to pay down your debt. Your RDI Financial Consultant can help you determine if a home equity loan is the best solution for your personal situation.

Call 877.275.2227 or click here to schedule an appointment today.