For over 40 years, RDI has been working with individuals and families to build and maintain good credit.
Credit is simply a record of payments over time. Anyone can improve their credit by establishing a payment plan and sticking to it. RDI Financial Consultants assist clients in creating and carrying out action plans for paying off debt and improving credit.
What can I do to improve my credit?
First you need to know what's on your credit report. You can pull a credit report for free at www.annualcreditreport.com or you can come into RDI and have all three reports and scores pulled at one time for a minimal cost. Most consumers find it useful to go over their credit report with a financial consultant, especially if they have not reviewed their credit report recently.
Once you know what's on your report, you can develop a plan of action for improvement.
- Contact creditors. If you have outstanding debts with creditors, contact them to establish a payment plan. Call and attempt to work out a reasonable solution for any long over-due debts.
- Dispute errors. One survey suggests that 80% of credit reports have errors on them. Part of your action plan will be to dispute errors on your credit report.
- Stick to your plan. Pay all bills on time as agreed and build your credit back up.
RDI Financial Consultants are able to walk you through this process, negotiate with creditors, dipute errors, and help you build your credit. Call 1.877.275.2227 to schedule your credit appointment or click here.